About

  • Neural Cred was founded with a bold mission: to revolutionize the way financial services operate by leveraging automation, data intelligence, and innovative technology. From the beginning, our focus has been on optimizing credit card underwriting, digital lending, payments, and remittances—providing financial institutions and businesses with the tools they need to modernize their offerings and deliver seamless experiences to their customers.
  • Our ambition is to enable businesses to scale efficiently, reduce operational friction, and enhance their customer offerings. Whether it's automating credit underwriting, simplifying lending and remittance processes, or streamlining payments, Neural Cred is committed to driving digital transformation across the financial landscape.
  • Looking ahead, we aspire to become a global leader in digital financial solutions, recognized for our innovative platforms that redefine financial services. Over the next few years, we aim to expand our footprint across emerging markets—including Africa, Southeast Asia, and South Asia—bringing accessible, secure, and efficient financial tools to underserved communities.
  • Our vision is to empower businesses and individuals alike by creating smarter, faster, and more personalized financial ecosystems. As we grow, we’ll continue to focus on building scalable, automated systems that bridge the gap between traditional and digital finance, driving meaningful change in the way people access, use, and manage financial services.
  • At Neural Cred, we believe that innovation and automation can create lasting, positive impact—transforming the financial services industry and unlocking new opportunities for growth, inclusion, and efficiency worldwide.

Our Team

Meet the passionate experts who drive innovation, collaboration, and success at every step

Team Member One

Natthinee

Natthinee is a passionate entrepreneur with a proven track record of building and scaling consumer-focused businesses in Southeast Asia. With hands-on experience in founding and managing startups in the fashion and beauty sectors, she has demonstrated strong capabilities in product development, operations, brand building, and customer engagement. She co-founded Mulburrys, a fashion design startup that grew to generate annual revenues of 4–5 million THB, and later launched Glossy, a beauty brand with patented formulations targeted at the SEA market. Natthinee blends business acumen with creativity and diligence, and is always eager to learn and grow. She holds a Bachelors in Business Administration from Ramkhamhaeng University, Bangkok, Thailand.
Team Member Two

Ashish

Ashish is a seasoned digital transformation and cards/payments leader with over 20 years of experience driving innovation and growth across leading financial institutions in the UAE, Southeast Asia, and the Pacific. He has a strong record of launching industry-first digital products, including the first Instant Digital Card in the Middle East and transformative initiatives like fully digitized onboarding, facial biometric payments, enabled instant remittances across India and Pakistan, and scaled card and loan acquisition through data-driven strategies. His expertise spans product innovation, process automation, agile delivery, and cross-border remittance optimization.With deep exposure to multiple platforms and Open API architectures, he is known for blending business acumen with technical execution. He is a trusted advisor and execution leader in fintech, lending, and embedded payments.
Team Member Three

Mahendran

Mahendran is a goal oriented professional with more than 20 years of extensive experience in the Banking, Consumer Finance & Payments Industry, specializig in Product Development, Project Management, Digital Transformation Initiatives around Automation and Process Re-engineering, Central Bank Reporting & Data Analytics. Having worked on Digitization projects for service requests in Retail/SME/Wholesale Banking, he has delivered business results focussed on improving business process in terms of increased reliability, simplicity, scalabilty for innovation & product design. He is a keen analyst with excellence in client requirement gathering, solution design and over all project execution. He is proficient in Tableau, MS Projects, Power BI, SharePoint Project PMO, JIRA, Kanban Board and Lean Six Sigma Methodologies.